Homeownership
with Habitat
Homeownership with Habitat
Habitat partners with low-income buyers to purchase homes with an affordable mortgage payment.
Habitat provides buyers with the education and support to be successful in the homebuying journey and beyond. Our homeownership program takes buyers an average of 18-24 months to complete. While in the program buyers are matched with a homeowner advocate, participate in homebuyer education courses, and work on building their credit, savings & budgeting to be in the best financial situation.
To be notified of homeownership opportunities please complete our Homeownership interest form found here.
We are currently accepting applications for 4 single-family homeownership units in Hopkinton as well as a 2-bedroom duplex unit in Westerly, RI. To apply, click here.
Frequently Asked Questions
Ramp Up RI
Ramp Up RI is a new program through South County Habitat for Humanity created for low income homeowners in Washington County in need of a handicap ramp for themselves or a household member. Staff and volunteers work together to build a ramp for those who qualify. Eligible projects are funded through grants and no-interest loans.
You may qualify for Ramp Up RI if:
You own your own home and it is located in Washington County, Rhode Island
You have current homeowners insurance
You or someone living with you is in need of a handicap ramp for accessibility
You have not received assistance from South County Habitat for Humanity in the past 3 years
You earn less than 80% of the Area Median Income (AMI) see chart here
How to apply:
South County Habitat for Humanity is currently accepting applications for Ramp Up RI. To receive an application please complete this brief questionnaire or contact us at 401.213.6711.
Serving Washington County since 1990
In our 32 year history we have built 58 homes and repaired or made accessibility modifications on 43 more.
Below is a map highlighting where we have built units of permanent affordable homeownership. We build in all 8 towns of Washington County, Rhode Island.