Homeownership with Habitat

Looking to own a home?

Habitat partners with low-income buyers to purchase homes with an affordable mortgage payment.


Habitat provides buyers with the education and support to be successful in the homebuying journey and beyond. Our homeownership program takes buyers an average of 18-24 months to complete. While in the program buyers are matched with a homeowner advocate, participate in homebuyer education courses, and work on building their credit, savings & budgeting to be in the best financial situation.

Currently accepting applications for units in Westerly!

Call today to learn more: 401.213.6711 x300

Why Habitat?

  • Low-interest mortgage with affordable monthly payments 30% or less of your household income

  • Required pre-purchase homebuyer education classes prepare you for the responsibilities of homeownership

  • We are a trusted partner. For more than 30 years, South County Habitat for Humanity has sold Habitat homes to 73 homebuyers

  • Our homes are built to the highest energy efficiency ratings and are designed to be easy and low-cost to maintain


 Applications for homeownership are assessed for 3 primary criteria:

  • Need: Current housing is substandard or inadequate (overcrowded, substandard, unsafe, etc.) or household income is insufficient for a conventional mortgage.

  • Ability to Pay: Able to pay a 0% to low interest mortgage

  • Willingness to Partner: Applicant(s) agree to work with Habitat and contribute the required number of sweat equity hours building Habitat homes or working in the ReStore. 

How to apply

South County Habitat for Humanity is currently accepting homeownership applications for units in Westerly. Call us at 401.213.6711 x300 to learn how to apply! Or to be notified of future homeownership opportunities, complete a Homeownership Interest Form found here or call 401.213.6711 for more information.

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Operations Center & ReStore

Office: 401.213.6711 Hours: Mon.-Fri. 9-4

ReStore: 401.213.6716 Hours: Tues.-Sat. 9-5

Email: ReStore@southcountyhabitat.org

(donation center closes at 4)

Fax: 401.213.6715

Physical Address:

1555 Shannock Road

Charlestown, RI 02813

Mailing Address:

PO Box 68

Shannock, RI 02875

South County Habitat for Humanity is committed to equal housing opportunity and does not discriminate

on the basis of race, sex, color, age, handicap, religion, familial status, or national origin.

© 2021 South County Habitat for Humanity